Hetland & Associates, located in Duluth, MN, services
insured's claims in Minnesota, Wisconsin, North and South Dakota, as well
as the greater Duluth-Superior area.
At Hetland & Associates we
maximize the amount of claim settlement based on coverage's and
provisions provided in an insurance policy for individuals or commercial
policies. We do this by reviewing each policy to capture any additional
or supplemental coverage's.
Adjusting losses for
policy holders in the Northland since 1965
"Formerly Gamst &
Our process is to assess the
work needed to repair damaged buildings and write an estimate to cover the
cost of repairing the correct way, putting the insured back to where they
were prior to the loss.
Additionally, our professional, experienced team will inventory, price,
depreciate and put in to report form for submission to the insurance company
damage to the personal property, (contents). When we have all the
information needed, We will negotiate damage and cost with the insurance
industries adjusters, leaving you the insured, assurance to
get on with normal life as much as possible until the claim is settled.
As the property owner you will
know the value of your claim and can then hire whomever you wish to make
repairs or do what you wish with your property. The whole process gives
control of the claim to you the insured, not the insurer. We are licensed
and bonded in Minnesota. We also adjust losses in Wisconsin, North Dakota and South Dakota.
We can provide references for
commercial and residential work completed, upon request.